Terms of Service

Last updated: June 9, 2026

These Terms of Service ("Terms") form a binding agreement between you and PolarCurve LLC governing your access to and use of Invovate, available at https://invovate.com (the "Service"). By accessing, registering for, or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Who We Are

The Service is operated and provided by PolarCurve LLC, a limited liability company formed in the State of Wyoming, United States ("PolarCurve", "we", "us", or "our"). Invovate is a product and brand operated by PolarCurve LLC.

You can reach us at:

• Email:hello@invovate.com
• Postal address: PolarCurve LLC, c/o Registered Agents Inc, 30 N Gould St, Ste R, Sheridan, WY 82801, United States

2. Description of Service

Invovate is a subscription developer API platform for developers and technical teams, together with a web-based invoice generator. The Service lets you create, customize, and generate professional invoices and related documents in multiple formats (including PDF, JSON, and UBL) through a web application and a REST API.

The Service is delivered entirely as digital software and online services over the web. We do not sell, ship, or deliver any physical goods. Access to paid functionality is provided as a recurring subscription, as described in Section 4.

3. Eligibility & Accounts

You must be at least 18 years old, or the age of majority in your jurisdiction, and able to form a legally binding contract to use the Service. By using the Service you represent that you meet these requirements and that any information you provide is accurate and current.

Some features require an account. You are responsible for:

• Maintaining the confidentiality of your account credentials and API keys;
• All activity that occurs under your account or keys;
• Notifying us promptly at hello@invovate.com of any unauthorized use or suspected compromise.

You must not share, sell, or transfer your account or API keys, or create multiple accounts to circumvent limits or quotas. We may suspend or terminate accounts that violate these Terms.

4. Subscriptions, Fees & Payment

Paid plans are offered on a recurring, automatically renewing subscription basis. When you purchase a subscription, you authorize us and our payment processor to charge your payment method (such as a credit or debit card) the applicable fees on a recurring basis until you cancel.

Billing and payment processor

All payments are processed by card through Stripe, our third-party payment processor. By subscribing, you agree to Stripe's applicable terms and authorize the storage of your payment details by Stripe for recurring billing. We do not store full card numbers on our own systems.

Auto-renewal and recurring charges

Unless you cancel before the end of the then-current billing period, your subscription will automatically renew for a successive period of the same length, and your payment method will be charged the then-current fee for that plan. You expressly authorize these recurring charges.

Plans, prices, and changes

Plan tiers, features, limits, and prices are described on our Pricing page. We may add, modify, or discontinue plans, and we may change prices, limits, or features, with prior notice to you. Price changes take effect at the start of your next billing period following the notice.

Taxes

Fees are exclusive of taxes unless stated otherwise. You are responsible for any sales, use, value-added (VAT), goods-and-services, withholding, or similar taxes applicable to your subscription, except for taxes based on our net income.

5. Fulfillment & Delivery

The Service consists exclusively of digital software and online API access. There are no physical goods, and nothing is shipped or physically delivered.

Access to the Service and to any paid features is provisioned and delivered electronically and immediately after a successful payment, by enabling the corresponding functionality on your account. Paid access remains active for the billing period you have paid for and renews automatically as described in Section 4 unless cancelled.

6. Refunds & Cancellation

You may cancel your subscription at any time; cancellation stops future renewals and takes effect at the end of your current billing period. Because the Service is delivered digitally and immediately, refunds are limited and handled as described in our policy.

For full details on cancellations, refund eligibility, and how to request a refund, see our Refund & Cancellation Policy.

7. Acceptable Use Policy

This section is our Acceptable Use Policy and applies to all use of the Service, including the website, the API, hosted invoice links, and file uploads. You may use the Service for any lawful commercial or personal purpose, subject to these Terms.

You are solely responsible for all content you create, upload, generate, or share through the Service, and for ensuring that your use complies with all applicable laws and with these Terms. We may, with or without prior notice, remove or disable any content (including hosted invoices and uploaded images), throttle or revoke API access, and suspend or terminate any account that we reasonably believe violates this Policy or creates risk or legal exposure for us or others.

8. Prohibited & Restricted Use

You may not use the Service, directly or indirectly, to:

• Engage in or facilitate any unlawful activity, or violate any applicable law or regulation;
• Create fraudulent, false, deceptive, or misleading invoices, or facilitate fraud of any kind;
• Conduct or support phishing, social engineering, or other deceptive schemes;
• Distribute, host, or link to malware, spyware, viruses, or other malicious or harmful code;
• Operate or facilitate a cryptocurrency exchange, crypto trading, or crypto-asset issuance service;
• Operate or facilitate gambling, betting, or games of chance;
• Create, host, or distribute adult or sexually explicit content;
• Provide or facilitate money transmission, money transfer, currency exchange, or other money-services-business activity;
• Infringe, misappropriate, or violate the intellectual property, privacy, or other rights of any person or entity;
• Send spam or engage in other abusive, harassing, or deceptive communications;
• Reverse-engineer, scrape, or extract the underlying service infrastructure beyond normal, documented API usage;
• Circumvent rate limits, quotas, or bot protection through multiple accounts, key sharing, or other technical means;
• Interfere with, overload, or disrupt the availability or integrity of the Service.

9. Sanctions & Export Compliance

You represent and warrant that you are not, and are not acting on behalf of, any person or entity that is the target of economic sanctions, and that you are not located in, organized under the laws of, or ordinarily resident in any country or territory subject to comprehensive sanctions or embargoes.

You may not use the Service in violation of any U.S. or other applicable export-control or sanctions laws, including those administered by the U.S. Office of Foreign Assets Control (OFAC) and the U.S. Department of Commerce. You may not provide access to the Service to any sanctioned or restricted party. We may suspend or terminate access to comply with these laws.

10. Not a Bank, Payment Processor, or Money Transmitter

Invovate produces invoice documents and data. It is not a bank, payment processor, money transmitter, or money services business. The Service does not hold, custody, or control client or customer funds, does not process payments on behalf of others, and does not transmit or transfer money.

Any payment of an invoice generated using the Service occurs entirely outside the Service, directly between you and your customer through your own banking or payment arrangements. We are not a party to, and have no responsibility for, the underlying transaction reflected in any invoice.

11. User Content & Intellectual Property

You retain all rights to the content you create using the Service, including invoice designs and business information. By using the Service, you represent that you have the right to use all information you input, and that your content does not violate these Terms or any third-party rights. We do not claim ownership of your invoice content.

The Invovate service — including its design, code, templates, branding, and features — is owned by PolarCurve LLC and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works of the Service itself, except as expressly permitted.

Uploaded images (logos and signatures)

You may upload images such as logos and signatures. You represent that you own or have the right to use any image you upload, and that it does not contain illegal, infringing, or malicious content. We may apply size, format, and dimension limits and may reject, remove, or refuse to render uploads that do not comply with these Terms.

Shareable hosted invoice links

If you enable a shareable link or QR code, your invoice is stored on our infrastructure for up to 7 days, after which it is automatically and permanently deleted, and can be viewed by anyone who has the unguessable, signed link. You may delete a link sooner from the share dialog or via the API. You must not use hosted links to distribute content prohibited by our Acceptable Use Policy, and we may remove any hosted invoice at our discretion. See our Privacy Policy for details on what is stored and for how long.

12. Tax & Legal Compliance

You are solely responsible for ensuring your invoices comply with the tax and legal requirements of your jurisdiction, including all legally required information (such as VAT numbers and business registration numbers), maintaining proper records, and paying all applicable taxes on your transactions. Invovate provides tools and templates but does not offer tax, legal, or accounting advice.

UBL export and electronic invoicing

Any UBL 2.1 XML export and similar structured output is provided for interoperability and archival convenience only. It is not a regulated electronic-invoice transmission service and does not, by itself, provide Peppol, Factur-X, ZUGFeRD, XRechnung, EN 16931, SAF-T, NF-e/SEFAZ, AEAT/CFDI, or any other statutory e-invoicing compliance, validation, or network delivery. You are solely responsible for meeting any regulated e-invoicing obligations that apply to you, including transmission through any government or network platform.

13. Third-Party Services

The Service relies on third-party providers, including Stripe for payment processing and other infrastructure and analytics providers described in our Privacy Policy. Your use of those services through Invovate may be subject to their own terms and policies. We are not responsible for the acts, omissions, or availability of third-party services, and your dealings with them are at your own risk.

14. Disclaimers / No Warranty

15. Limitation of Liability

To the fullest extent permitted by applicable law, PolarCurve LLC and its affiliates, officers, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, resulting from:

• Your use of or inability to use the Service;
• Errors or inaccuracies in invoice outputs;
• Unauthorized access to or alteration of your data;
• Any other matter related to the Service.

In any event, PolarCurve LLC's total aggregate liability shall not exceed the greater of the amount you paid to us in the 12 months preceding the claim, or USD $100.

16. Indemnification

You agree to indemnify, defend, and hold harmless PolarCurve LLC and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Service; (b) your content or invoices; (c) your violation of these Terms or any applicable law; or (d) your violation of the rights of any third party.

17. Termination

You may stop using the Service and cancel your subscription at any time. We may suspend or terminate your access, with or without prior notice, if you breach these Terms, create risk or legal exposure for us, or if we discontinue the Service. Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive termination (including payment obligations, intellectual property, disclaimers, limitation of liability, indemnification, and governing law) will survive.

18. Changes to These Terms

We may modify these Terms at any time. If changes are material, we will provide reasonable notice by posting the updated Terms on this page and updating the "Last updated" date. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

19. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict-of-law principles. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the state and federal courts located in Wyoming, United States.

20. Contact

Questions about these Terms of Service? Contact us:

PolarCurve LLC
Email: hello@invovate.com
Postal: PolarCurve LLC, c/o Registered Agents Inc, 30 N Gould St, Ste R, Sheridan, WY 82801, United States
Website: https://invovate.com